Cambridge ,United Kingdom
ISBN: 978-609-485-733-1
Date: 12 th December 2025
Category: Management
The Abstract Book of the 9th International Conference on Business, Management and Finance is now available!
This Abstract Book features all accepted and presented abstracts from the 9th International Conference on Business, Management and Finance, along with the author(s)’ information and downloadable PDF files for each abstract. Each entry provides valuable insights into the innovative research and findings shared during the event.
The ICBMF brought together a global community of scholars, researchers, and scientists, creating a vibrant platform for the exchange of cutting-edge research and innovative ideas. This event is more than just a gathering; it’s a dynamic space where lasting professional relationships are forged and thought-provoking discussions lead to future research breakthroughs.
Explore the abstracts by clicking on the “Table of Contents” Tab and discover the diverse range of topics and contributions from our esteemed presenters.
Thank you for your interest, and we hope you find this resource inspiring!
AI-Driven Financial Decision-Making: Innovation at the Intersection of Management and Finance.
Agnieszka Wójcik-Czerniawska, Zbigniew Grzymala
SGH- Warsaw School of Economics, Poland
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Portfolio Optimisation with Liquidity Adjusted Value at Risk using Garch-EVT-Vine Copula Approach
Ravi Khadotra
Indian Institute of Management Amritsar, India
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Real vs. Desired: Self-Presentation of the Stigmatized on Social Media
Sakshi Aggarwal
Indian Institute of Management Amritsar, India
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Fake News: The Vulnerable Consumers on Social Media
Sakshi Aggarwal
Indian Institute of Management, India
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Navigating the Intersection of Innovation Policy and Finance: Strategies for Sustainable Growth
John Adebowale Adedeji
Tomsk State University, Russia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Women in Business Management: Breaking Barriers in a Post-Conflict Economy – A Case Study of the Kurdistan Region of Iraq
Gashaw Ismael
Independent Researcher, Iraq
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Digital Tools in Education and Online Learning in the Field of Accounting
Mateja Brozović, Marina Ercegović, Nikolina Dečman
University of Zagreb Faculty of Economics and Business, Croatia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
The Impact of Migration on Early Marriage in Punjab, Pakistan
Zartasha Kalsoom
Lahore School of Economics, Pakistan
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Assessing Latin America’s Macroeconomic Resilience to COVID-19: An Approach Using Singular Spectrum Analysis
Nora Gavira-Durón, Octavio Gutiérrez Vargas – Instituto Politecnico Nacional (IPN), México, Angélica Alonso-Rivera
Universidad de las Americas Puebla (UDLAP), Mexico
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Exploring the Role of Work Experience in Using Generative AI for Knowledge Management
Tomas Cherkos Kassaneh
University of Padova, Italy
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Exploring the Effects of Key Process Consolidator (KPC) Application in Enhancing Operational Performance and Processes of Businesses
Khelvin Cruz
La Consolacion University Philippines
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Factors Contributing to a Career Choice Abroad Among Rwandan Students in Poland
Faucal Marie Providence Idufashe, Grace M. Igabe, Sage M.C. Ishimwe, Dr. Rafał Katamay
Department of Management, University of Occupational Safety Management in Katowice (WSZOP), Poland
Groupe Scolaire Kibaza, Rubavu District, Western Province, Rwanda
Curtin School of Population Health, Curtin University, 50 Kent Street, Bentley, WA 6102, Australia
Department of Management, University of Occupational Safety Management in Katowice (WSZOP), Bankowa Street 8, 40-007 Katowice, Poland
Health, Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
OTC Frictions In Stressed Markets: Evidence From The UK Sovereign Bond Market
Andrew Lepone, Jef Van Cappellen, Fabian Garavito, Yordan Georgiev
Macquarie University, Australia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Housing Insecurity Among Female-Headed Households: An Application of the Household Housing Insecurity Index (HHII)
Hannah Dunga
University Of South Africa
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Green Consumption: Insights from Values, Norms, and Contexts
Deepak Sangroya, Nidhi Bisla
Jindal Global Business School, India
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Regional Differences in Turkey in the Framework of Subnational Human Development Indeks
Neşe Aral, Nurten Derici Temel
Bursa Uludag University, Turkey
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Economic Contribution of The Non-Profit Sector to Youth Employment in Africa: A Southern Africa Perspective
Eleanor Meda Chipeta, Dr Wycliffe Ouma, Dr Dennis Osei
University of the Witwatersrand, South Africa
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
China’s Response to Carbon Neutrality
Grace Lepone, Bei Dai, Andrew Lepone
Macquarie University, Australia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Sustainable Monetary Policy of Major Central Banks
Aleksandra Nocoń
University of Economics in Katowice, Poland
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
A Qualitative Study on Retirement Planning of Military Families with Special Needs Children in Malaysia
Hafizah Nawi, Asma’ Rashidah Idris, Salwa Muda, Zarina Kassim, Hock Siong Ong
National Defence University of Malaysia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Cloud Security Adoption in Malaysia’s Public Healthcare Sector: A TOE–PRT Framework Review
Nurul Izzatty Ismail, Wazli Watisin – Department of Mechanical and Manufacturing, Automotive Technology Programme, Kolej Vokasional Kajang, Jalan Semenyih, Taman Asa Jaya, 43000 Kajang, Selangor, Malaysia
Universiti Kebangsaan Malaysia, Malaysia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
From Dashboards to Dialogues: Evaluating the Impact of a Conversational Interface on a Business Intelligence Platform
Sven Kottmann, Prof. Dr. Jürgen Seitz
Stuttgart Media University, Germany
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Humane Economics and Household Financial Planning: Antecedents and Consequences
Hafizah Nawi, Salwa Muda, Asma’ Rashidah Idris, Chen Yuen Nee
National Defence University of Malaysia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Optimizing Urban Corridors: Effects of Signal Coordination and Geometry on Traffic Efficiency and Emissions
Mehr u Nisa, Saad Ullah
Chief Minister House, Government of the Punjab, Pakistan
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
SPAM vs HAM: An Investigation of Deceptive Linguistic Cues in SMS
Stephen Jackson, Nadia Vanteeva
University of Ontario Institute of Technology, Canada
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
The Impact of Artificial Intelligence on Digital Marketing Strategies Among University Students in an Emerging Market
Tinayeshe Shumba, Arica Ramlal Ramdhunee
Emeris, South Africa
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Seeing the Invisible Water: Direct vs. Indirect Use in Poland’s Economy (EEIO 2020)
Kamil Gacek
AGH University of Krakow, Poland
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
The Role of Digital Literacy in Promoting Well-being of Older Adults
Helen S. M. Wong, Carmen K. M. Sum, Ricky Y. K. Chan, Tony Wong
College of Professional and Continuing Education, The Hong Kong Polytechnic University, Hong Kong
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
The nexus between digital marketing and students’ choice of university in South Africa
Tinayeshe Shumba, Annie Luhanga, Takesure Zhowa – University of the Free State, South Africa
Emeris, South Africa
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Developing a Stage-Based Capability Framework for Digital Transformation in SMEs: A Longitudinal Multi-Case Study Approach
Yufei Xue, Kamran Ali Chatha, and Jan Godsell
Loughborough University, United Kingdom
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Unlocking Shared Prosperity: A Policy Blueprint for Nigeria–UK Trade and Investment Intensification Strategy (NUKTIIS 2025–2030)
Adedeji Adeshile, Anita Alaere Eyewane
United Nations Development Programme, Nigeria
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Operational Resilience and Strategic Innovation: Leveraging Agile Management to Strengthen Supply Chain Efficiency in Emerging Markets
Adelaide Osaah Boakye
Moreplex Ghana Limited, Ghana
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
A Study on Cournot Non-Cooperative Pollution Games
Stavros Rallakis, Eftichios S Sartzetakis – 2Department of Economics, University of Macedonia, 156 Egnatia Street, 54006, Thessaloniki, Greece
University of Macedonia, Greece
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
How Do Credit Unions Cluster Based on Their Organizational Change Capability?
Elisabeth Supriharyanti, Marliana Junaedi, Deatri Arumsari Agung, Caecilia Setya Budi Wahyuni
Universitas Katolik Widya Mandala Surabaya, Indonesia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Understanding Consumer Engagement with Artificial Intelligence in Africa’s Retail Markets
Uchenna Uzo, Stanley Emife Nwani, Paschal Ike
Lagos Business School, Nigeria
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
From Non-Financial to Sustainability Reporting in European Companies
Ana Rep Romić
University of Zagreb Faculty of Economics & Business, Croatia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Conceptualizing Work Ethics and Organizational Performance
Lovatiana Raveloarison
Talent & Skills West Africa, Togo
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Gender-Specific Risks and Barriers to Using Fintech Services: A Systematic Literature Review
Birgit Müller
European University for Innovation and Perspective, Germany
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Optimizing User Engagement on Digital Platforms through a Design Thinking Approach: A Case Study at PT. Taplink Digital
Andika Pratama Mulyana
Sepuluh Nopember Institute of Technology, Indonesia
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
The Impact of The Hungarian Universities’ Model Changes on University Innovation Management, Industrial Relations, And Research Activities
Attila Kiss, Zoltán Nagy, Róbert Magda
John von Neumann University, Hungary
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Public Healthcare Funding and Population Growth: A Study of Medchal–Malkajgiri District
Anahita Nair
Oakridge International School, Hyderabad, India
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Gold in the Whirlwind of Geopolitics: Mapping the Threshold Reaction of Gold Prices to Geopolitical Shocks
Maria Czech
University of Economics in Katowice, Poland
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]
Qualitative Depth as a Missing Dimension in Parcel Locker Research: A Research Synthesis on Parcel Locker Studies
Wiktoria Gałecka
University of Economics in Katowice, Poland
Abstract Book of the 9th International Conference on Business, Management and Finance, 2025
[Abstract] [PDF]