Proceedings of The 6th International Conference on Research in Behavioral and Social Sciences
Juridical Analysis on The Potential of Conflicts Between Credit Union Financial Institution and Its Service Users
Theresia Anita Christiani and Chryssantus Kastowor
At present there is a dualism of licensing and supervision of financial institutions, Financial Services Authority on one hand and on the other hand Governors, Regents, Mayors or Village Owned Enterprises for a financial institution in the form of Cooperative. This situation keeps the potential for major conflict in the operation of Credit Union as a financial institution. Based on the juridical and empirical facts above, a research on the problem aiming to provide a comprehensive solution was carried out. The proposed legal problem was: How is the conflict potential emerging from the relationship between Credit Union and its service users. The research used a normative research method and the secondary data was the main data in this study. Information from interested parties became additional data strengthening the analysis to be carried out. The analysis in this study used qualitative analysis. The result of the study showed that there was identification on conflict potential to the existence of the institution itself and the lack of legal protection for Credit Union service users.
Keywords: credit union, institution, model, identification, cooperative.