Abstract Book of the 9th International Academic Conference on Management and Economics
Year: 2025
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Assessing the Impact of Risk Management in Reducing the Risks of Financial Institutions in Cameroon
Tegum Hansel Kamenda
ABSTRACT:
This work «Assessing the Impact of Risk Management in Reducing the Risks of Financial Institutions in Cameroon» seeks to study and evaluate the relationship between Risk Reduction strategy and the profitability of Financial Institutions in Cameroon for the period 2010-2024.
Given the problem statement, does risk management have an impact on risky shift through reduction of bad loans in the Cameroonian financial system? The study was aimed at finding out whether Risk Management relates negatively with profitability of financial institutions in Cameroon. The null hypothesis were raised from the problem statement; Risk Management does not affect effectively returns in financial institutions.
Most of the data was collected through secondary sources found in publications, books and internet. These data were analysed using the trends analysis, table analysis, ratio analysis and standard deviation analysis to verify the relationship between Risks Management and Return of Financial institutions in Cameroon.
Risks Managers should try to keep adequate liquidity level in order to meet some uncertain issues related to the withdrawals of funds or bankruptcy.
Keywords: Cameroon, financial institutions, financial system, risk management